Trusts

We’ve a range of trusts to help you achieve your financial planning goals.

Trusts are often associated with the very wealthy but trust planning can be used in many different situations. We find that there are three main benefits.

  • Ensuring those that matter can access the investment without delay.
  • Passing on as much of your estate as possible to your loved ones.
  • Making sure their wealth passes to who they want.
Bare trusts logo
Discretionary trusts logo
Probate trusts logo

We provide three different categories of trust:

Bare trusts. A bare trust sets out who’s going to benefit from the trust fund. The chosen beneficiary or beneficiaries can’t be changed.

Discretionary trusts. A discretionary trust provides for a wide range of possible beneficiaries and allows the trustees to control when the beneficiaries can benefit. 

Probate trusts. A probate trust is mainly for the benefit of the person setting it up. It gives continued access to the underlying investment with the main purpose being to speed up the claims process on death.

All references to taxation are based on our understanding of current taxation law and practice in the United Kingdom and Ireland, which may change.

Get help choosing the right trust in our infographic