If I've experienced depression, anxiety or stress, would I be suitable for Simply Life?

If you've experienced symptoms of depression, anxiety or stress within the last 12 months and continue to take medication, we’ll apply a rating of +50%. If you don’t take medication we’ll apply a rating of +25%.

If you've experienced depression, anxiety or stress more than 12 months ago and continue to take medication, we’ll apply a rating of +25%. If you don’t take medication, we’ll accept you at ordinary rates.

Simply Life isn't suitable if you:

• have ever received hospital in patient treatment for your condition;
• have ever attempted to harm yourself or had thoughts or intentions to do so;
• have ever received lithium treatment for your condition; or
• are awaiting a hospital or specialist referral for this condition.