I take part in scuba diving. Would I be suitable for Simply Life?

If you scuba dive up to 20 times a year, to a depth of 40 metres or less, we'll accept you at ordinary rates.

If you scuba dive more than 20 times a year, or to a depth of more than 40 metres, we’ll apply a rating of £2 a year for every thousand pounds of sum assured.

If you take part in any of the following activities, you wouldn’t be suitable for Simply Life:

• internal wreck diving;
• diving in caves or potholes;
• unaccompanied diving;
• depth record attempts; or
• any special expeditions (for example treasure hunting).