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Flexible Investment Plan
The Flexible Investment Plan (FIP) is an offshore investment plan that lets investors make both regular and single contributions at any time.
It can be an ideal way for you to enhance retirement planning by maximising the benefits of offshore investment. It offers you:
Flexible contributions
You can make single contributions at any time. Regular contributions can increase/decrease and stop/start at any time with no charge - giving you control over how much you invest.
Portability
If you spend time working abroad it can be difficult to make retirement provision if you can't join a UK pension scheme. With the FIP, depending on where you live, it might be possible for you to continue contributions when you're 'on the move'.
Taking benefits
The main drawbacks of traditional pensions are that:
- you must take your benefits between the ages of 50 (55 from 6 April 2010) and 75
- you can only take some of the fund as a lump sum and must use the rest of the fund to buy an annuity
But with our FIP you can take benefits whenever you want and you can take as much as you want as a lump sum.
Be ready for life
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