Home > Products > AEGON Secure Lifetime Income

AEGON Secure Lifetime Income

Introduction

AEGON Secure Lifetime Income offers four comforting guarantees.

Guarantee one

We'll guarantee you a yearly income, based on how much you invest, for every year of the rest of your life - whatever happens in the markets or even if your original investment runs out.

Guarantee two

Your guaranteed income won't go down, but could go up. Once a year we'll check if the value of your plan is higher than you first invested. If it is, we'll increase the amount of guaranteed income you get. And once it goes up, it won't go down.

Guarantee three

The income from your original investment, before any increases, will be tax-free - for life.

Guarantee four

We guarantee to give your loved ones whatever is left in your plan when you die.

As well as these impressive guarantees, AEGON Secure Lifetime Income has other features you're sure to find appealing.

Access to your money

Your original investment isn't locked away. If your circumstances change, your guaranteed income payments might not be enough. That's why you can take out extra money - as much or as little as you want - at any time. We call this an additional withdrawal. Please remember that taking additional withdrawals will impact on the future guarantees and tax may be payable.

Wide investment choice

You can invest in three different fund ranges, including eight ready-made portfolios and nearly 70 individual funds from some of the leading fund managers in the business.

Flexible charging options

You and your adviser can choose how you pay for your plan from three different options available.

Investment returns aren't guaranteed and although the income is guaranteed with AEGON Secure Lifetime Income, the fund value isn't - so it could fall as well as rise.

The only circumstance in which the guarantees wouldn't apply is if AEGON Ireland plc failed. In this unlikely event, the benefits from your plan may be affected.

To find out more, read 'AEGON Secure Lifetime Income - the finer detail' or speak to your financial adviser.