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Key facts

Flexible Investment Plan
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You can make single or regular contributions to the Flexible Investment Plan at any time and can change the amount as your income changes. We've listed the minimum amounts below. You can increase/decrease and stop/start contributions at any time with no charge, giving you complete control over how much you're investing.

Contribution typeAmount
Regular monthly contribution£500
Regular yearly contribution£5,000
Single start-up contribution£15,000
Single top-up contribution£5,000
Minimum amount of regular contributions to be paid£10,000
Amount to remain invested£10,000

It's important to note that this isn't a pension plan and doesn't qualify for tax relief.

The value of investments and the income from them can fall as well as rise and isn't guarnateed. You may not get back the amount you originally invested.

Free fund switches

As your circumstances change, you may need to review your investment choices, so all switches within the plan are free of charge.

Withdrawals

You can make one-off withdrawals at any time. Regular withdrawals can be set up once regular contributions have stopped, on a monthly, quarterly, half-yearly or yearly basis.

Next steps

Contact your financial adviser for a copy of our support literature and to arrange for a personal illustration.

If you don’t have a financial adviser, our find an adviser service can help you find one in your area.