Do any of these sound like you?
‘Longevity risk remains a key concern. I would be interested to find out different ways of building a steady income stream that will be there for the whole time the scheme members need it. And I don’t want to put this income stream at risk from volatile markets.’
‘I believe now would be a good time to protect some of my members’ investment from downturns associated with volatile markets. At the same time though, I want to position the investment to potentially benefit from upturns.’
‘I’m looking for a fixed income for a set period of time to meet loan repayments on a commercial property held as part of our scheme investment. As well as making the loan repayments, I’d like to build in the potential for an additional lump sum payment at the end of the income period.’
‘If I decide to take up a new way of investing scheme assets, it’s important I can align that investment with a death benefit guarantee. I know my members want reassurance from knowing their loved ones don’t miss out if they die.’
If you can relate to any of these statements, then AEGON Secure Trustee Investment could be the solution for you.
Important information about the guarantees we offer
- AEGON Secure Trustee Investment offers a choice of guarantees. These guarantees are promises that we’re making to say that this product will deliver you certain benefits.
- Any guarantees are based on the ability of the issuing insurance company – in this case AEGON Ireland plc – to pay them. If, for example, that company no longer existed, then the guarantees it provides may be affected.
- It does cost a bit extra for guarantees. It’s much like paying for the things your members insure on a day-to-day basis just now. The cost of the guarantees will depend on where you choose to invest. Your financial adviser will be able to tell you how much this will be before you set up your plan.
- If you take out an AEGON Secure Trustee Investment plan and decide to cash-in your plan, then the guarantees will no longer apply. We don’t offer a guaranteed cash-in value so you could get back less than the amount you originally invested.
AEGON Ireland runs a sophisticated, prudent programme that aims to allow us to honour the guarantees we make you. Your financial adviser will be able to give you information on how we do this.
Find out more about what AEGON Secure Trustee Investment offers.
Next steps
Contact your financial adviser for a copy of our support literature and to arrange for a personal illustration.
If you don’t have a financial adviser, our find an adviser service can help you find one in your area.