Charges

AEGON Secure Trustee Investment

We offer a flexible charging structure so you and your financial adviser can choose the most appropriate for your circumstances.

Please speak to your financial adviser about the best charging structure for you.

We reserve the right to change our charges.

Guarantee option fee

How much we charge depends on the guarantee(s) you select and also your fund choice.

Read on to find out what charges apply under each guarantee option.

Your financial adviser will be able to explain to you how the guarantee option fee is applied to your plan.

If you invest in a mixture of funds we calculate the fee proportionately. Please speak to your financial adviser for more information on this.

Cash-in charges

Depending on the charging structure you and your financial adviser choose, you may have to pay cash-in charges in the first five years of your plan. Your financial adviser will be able to give you more information on when they apply.

Switching charge

Recognising that you may want to change funds throughout the plan year, we give you 12 free switches a year. One free switch covers the sale and purchase of funds.

We’ll charge £25 for each switch over and above the limit of 12 free switches per plan year.

Please note: changing the funds you’re invested in could also change the guarantee option fee you pay.

Before changing the fund(s) you’re invested in, we recommend you speak to your financial adviser.

Valuation charge

Each year we’ll issue you a yearly statement. You or your financial adviser can have a further three valuation statements each plan year on top of that and we won’t charge you for these.

We’ll charge £40 for each valuation statement request over and above the four free statements each plan year.