What does AEGON Secure Income offer?
- An income of 5% of your original investment for at least 20 years – or longer if you decide to take less than 5% income each year
- The opportunity to benefit from any potential market rises through our Monthiversary® feature – giving you a lump sum guaranteed benefit at the end of your plan’s term
- The option to choose a guaranteed death benefit of the higher of your highest recorded fund value less any income payments received, or 100.1% of your plan’s cash-in value
AEGON Secure Income could be suitable if you:
- are aged 18 or over (at least one of the people the plan covers has to be 74 or younger)
- have at least £15,000 to invest
- would like a guaranteed 5% income for 20 years – or choose to take less for longer
- like the idea of locking in growth
- want to be able to pass on any money left over to your loved ones when you die
- want a choice of where you can invest your money
- want to keep access to your capital – just in case
AEGON Secure Income may not be suitable if:
- you don’t meet the eligibility criteria for the plan
- the guarantees on offer don’t appeal to you
- you’re not prepared to pay a bit extra for the guarantees
To find out more about AEGON Secure Income and the features it offers, read our brochure A guaranteed income for at least 20 years.
Remember, if you decide to cash-in your plan then the guarantees will no longer apply. We don't offer a guaranteed cash-in value so you could get back less than the amount you originally invested. Any guarantee is based on the ability of the issuing company - in this case AEGON Ireland plc - to pay them. If, for example, that company no longer existed, then the guarantee(s) it provides would be affected.
Investment choice
With AEGON Secure Income, you can choose from a range of Core and Multi-manager portfolios, with active and passive management to suit your individual needs, plus access to our UK Cash fund.
Read our Investment choice leaflet for more detailed information on the funds available.
Charges
Our Charges leaflet outlines the various charges that apply to our AEGON Secure Income plan.
Next steps
If you’re interested in AEGON Secure Income, please speak to your financial adviser who will be able to give you more details about the plan, and make sure that it’s the right plan for your needs.
If you don’t have a financial adviser, our find an adviser service can help you find one in your area.