What does AEGON Secure Capital offer?
- A capital guarantee that your fund value will be at least equal to 100% of your original investment at the end of your chosen capital guarantees term – even if markets fall – as long as you’ve not taken any withdrawals
- The opportunity to increase your capital if markets go up through our capital escalator feature
- The option to choose a guaranteed death benefit to pay the higher of your capital guarantee value, or 100.1% of your plan’s cash-in value if you die within your chosen capital guarantee term
AEGON Secure Capital could be suitable if you:
- are aged between 18 and 75, or you can include someone as a life assured on the bond who is under 75
- are an individual or a trustee
- have at least £15,000 to invest
- want a guaranteed fund value
- want the potential to lock in any gains through investment growth every year
- want the option of a death benefit guarantee
- want a choice of where you can invest your money
- want to keep access to your capital – just in case
AEGON Secure Capital may not be suitable if:
- you don’t meet the eligibility criteria for the plan
- the guarantees on offer don’t appeal to you
- you’re not prepared to pay a bit extra for the guarantees
To find out more about AEGON Secure Capital and the features it offers, read our brochure Protect your capital during unpredictable times.
Remember, if you decide to cash-in your plan before or after the selected guaranteed term, then the guarantees will no longer apply. We don't offer a guaranteed cash-in value outside the term you select so you could get back less than the amount you originally invested. Any guarantee is based on the ability of the issuing company - in this case AEGON Ireland plc - to pay them. If, for example, that company no longer existed, then the guarantee(s) it provides would be affected.
Investment choice
With AEGON Secure Capital, there are six ready-made portfolios for you to choose from which are a mix of fixed interest and equities (stocks and shares). The amount of equity each portfolio has varies – you can choose from 20%, 30% or 40%.
It’s important to know that the equity content available will vary depending on the length of your chosen guarantee term. Your financial adviser will be able to tell you more about this.
Read our Investment choice leaflet for more detailed information on the funds available.
Charges
Our Charges leaflet outlines the various charges that apply to our AEGON Secure Capital plan.
Next steps
If you’re interested in AEGON Secure Capital, please speak to your financial adviser who will be able to give you more details about the plan, and make sure that it’s the right plan for your needs.
If you don’t have a financial adviser, our find an adviser service can help you find one in your area.